内容简介
疫情之后，活法换新！你需要这本与众不同的财富人生指南！
本书不是教你如何赚钱，而是教你如何花钱，才能人生无憾。
理财专家通常会警告我们要辛勤工作，努力增加存款，越早越好。幸运的话，有一天我们终将能松懈下来，收割这辈子的努力换来的果实。比尔·帕金斯对此不以为然。他想把你从“过度储蓄”和“没有生活”中拯救出来。
本书提出的是全新的人生攻略。作者以自身经历和专业背景出发，从心理学和行为金融学中提炼出关于时间、金钱和幸福的见解，用生动案例结合方法论，逐步教你优化人生，不被金钱奴役，活在当下，享受生活。
在本书中，你将发现：
如何通过“经验投资”来最大化一生难忘的时刻；
如何遵循你的“净值曲线”将收入转化为无价的记忆；
如何根据“花费曲线”和“个人利率”来指引你，决定是否为一场有意义的探险花钱；
如何运用简单的数学规则，在不同年龄段做出明智的决策。
让我们在能够享受的时候，多投入时间与金钱换取难忘的人生回忆，停止焦虑和过度储蓄，活在当下，不留遗憾。
作者简介
【美】比尔·帕金斯（Bill Perkins）
他是惯看起伏的对冲基金创始人，是戏描众生的好莱坞电影制片人，是波澜不惊的高筹码扑克玩家。他被《华尔街日报》誉为“最后的牛仔”。
他方初出校园，职微薪薄时，即起意撰写此书，并构想出框架大略，以思考人生最优解。而后他在商界纵横三十年，摸爬滚打，千锤百炼，终功成名就，人生蔚然。而据他半生经验结具的人生解法之书，也水到渠成于诸君手中。
Content introduction
After the epidemic, life is new! You need this unique guide to Wealth Life!
This book is not to teach you how to make money, but to teach you how to spend money, so that you can live without regrets.
Financial experts often warn us to work hard and try to increase our savings as early as possible. With luck, one day we will be able to relax and reap the fruits of our lifetime of hard work. Bill Perkins was not impressed. He wants to save you from "over-saving" and "having no life."
This book presents a new approach to life. Based on his own experience and professional background, the author extracts insights on time, money and happiness from psychology and behavioral finance, and uses vivid cases and methodology to gradually teach you to optimize your life, not be enslaved by money, live in the moment, and enjoy life.
In this book, you will find:
How to maximize the memorable moments of a lifetime through "experience investing";
How to follow your "net worth curve" to turn income into priceless memories;
How the "spending curve" and "personal interest rate" guide you when deciding whether to spend money on a meaningful adventure;
How to use simple mathematical rules to make informed decisions at different ages.
Let's invest more time and money in memorable life memories when we can enjoy them, stop worrying and over-saving, and live in the present without regrets.
About the author
[US] Bill Perkins
He is the founder of a hedge fund accustomed to ups and downs, the producer of a Hollywood movie about people, and the unassuming high-stakes poker player. He was dubbed "The Last Cowboy" by the Wall Street Journal.
When he first came out of school and had a small salary, he began to write this book and conceived a framework to think about the optimal solution to life. Then he spent 30 years in the business world, struggling, and tempered, and finally achieved fame and life. And according to his half life experience of the book of life solution, also naturally came into the hands of the king.
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