内容简介

　　人们总把投资理财当作一门硬科学，却忽略了心理因素在其中的重要作用。实际上，理财行为并非仅依靠冷冰冰的数字和公式，很多时候会受到你的情绪、喜好、立场和很多意料外的因素影响。因此，致富和守富的关键并不在于懂得多少知识，总结了多少规律，而常常在于如何克服人性的弱点，认清事物运作的本质。

　　摩根.豪泽尔从心理角度入手，在本书中分享了18条一针见血的理财智慧。如果你是理财新手，你会接受一堂朴素、简明却能令你受用终生的理财课，先人一步实现财务自由。如果你是投资老手，本书也会帮你查缺补漏，返璞归真，守护好来之不易的财富。在风云变幻的投资理财领域，有些道理亘古不变，无论何时都能帮你实现财富的稳定增长。只有发现它们，把握它们，你才能在起伏不定的经济形势下实现长久的富足与幸福。

　　作者简介

　　摩根.豪泽尔是合作基金（The Collaborative Fund）的合伙人、知名理财网站“彩衣弄臣”（The Motley Fool）和《华尔街日报》（The Wall Street Journal）的专栏作家。他曾两次获得美国商业编辑和作家协会（Society of American Business Editors and Writers）颁发的“最佳商业写作奖”（Best in Business Award）和《纽约时报》（The New York Times）颁发的“西德尼奖”（The Sidney Award），并两次入围“杰拉尔德·勒布杰出商业和金融新闻奖”（Gerald Loeb Award for Distinguished Business Writing）。

　　精彩书评

　　豪泽尔的特点是喜欢探索历史的规律，能结合历史和时代背景来考察事情。他会从宏大的视角切入，通过数据分析一些宏观事物，然后探索宏观趋势对个人的影响。这本书也许能让你对投资理财有一些更根本的认识。

　　——万维钢，科学作家

　　我们和钱的关系，其实也是和自己的关系。如果和钱的关系不拧巴，那么赚钱、攒钱包括花钱其实都是一种舒适的自我延展。这本书帮助我们了解了人类面对金钱时的心理弱点和思维误区，启发我们发展适合自己的金钱观。无论是否了解复杂的投资技巧，只要稳住自己，拉长战线，留出容错空间，提防人性的弱点，以让自己睡得踏实的方式理财，和金钱发展出持久而良性的关系，我们都会拥有时间的馈赠。

　　——钱婧，北师大管理心理学教授、博士生导师

　　近年来蕞好、蕞具原创性的理财类图书。

　　——《华尔街日报》

　　很少有人能像摩根.豪泽尔这样，用清晰而优美的语言讲明白致富的道理。

　　——丹尼尔.平克（Daniel Pink），畅销书《驱动力》（Drive）作者

　　本书同时取得了两项成就：一是讲出了从没有人讲过的道理，二是真的很有道理。

　　——霍华德.马克斯（Howard Marks），橡树资本管理有限公司（Oaktree Capital Management）创始人

　　充满真知灼见，应该人手一册。

　　——詹姆斯.克利尔（James Clear），《掌控习惯》（Atomic Habits）作者

　　很少有个人理财书像本书这样，连电影计划都提上了日程。

　　——彭博社（Bloomberg）

　　近年来蕞好也蕞具原创性的理财类书籍之一。

　　——《华尔街日报》

　　豪泽尔是少见的能把复杂概念以扣人心弦、易于理解的文字表达出来的作者。

　　——安妮.杜克（Annie Duke），《对赌》（Thinking in Bets）作者

Content introduction

People always regard investment and finance as a hard science, but ignore the important role of psychological factors in it. In fact, financial behavior is not only dependent on cold numbers and formulas, many times will be affected by your emotions, preferences, positions and many unexpected factors. Therefore, the key to becoming rich and keeping rich does not lie in how much knowledge you know and how many laws you have summarized, but often lies in how to overcome the weaknesses of human nature and recognize the essence of how things operate.

In this book, Morgan Hauser shares 18 pieces of insightful financial wisdom from a psychological perspective. If you're new to money management, you'll learn a simple, simple, but lifelong lesson that will help you get ahead of others in achieving financial freedom. If you are an experienced investor, this book will also help you find out what is missing, return to nature, and protect your hard-won wealth. In the ever-changing world of investment and finance, there are some timeless principles that can help you achieve steady wealth growth at any time. Only by discovering them and mastering them can you achieve long-term prosperity and happiness in a fluctuating economy.

About the author

Morgan Hauser is a partner at The Collaborative Fund, a columnist for The Motley Fool and The Wall Street Journal. He has twice won The "Best in Business Award" from the Society of American Business Editors and Writers and The New York Times The Sidney Award, presented by The York Times, and was twice a finalist for the Gerald Loeb Award for Distinguished Business Writing.

Wonderful book review

Hauser's characteristic is that he likes to explore the laws of history and can examine things in the context of history and times. He takes a big view, analyzes some macro things through data, and then explores the impact of macro trends on individuals. This book may give you some more fundamental insight into investing money.

-- Wan Weigang, science writer

Our relationship with money is also our relationship with ourselves. If you don't have a relationship with money, making money, saving money, and spending money is a comfortable form of self-extension. This book helps us understand the psychological weaknesses and misunderstandings of human beings when it comes to money, and inspires us to develop our own view of money. Whether we understand complex investing techniques or not, we all have the gift of time if we steady ourselves, stretch our lines, leave room for error, guard against human foibles, manage our finances in a way that allows us to sleep sounfully, and develop a lasting and healthy relationship with money.

-- Qian Jing, professor and doctoral supervisor of management psychology at Beijing Normal University

The best and most original financial books in recent years.

-- The Wall Street Journal

There are very few people like Morgan. In this way, Hauser speaks the truth of getting rich in clear and beautiful language.

-- Daniel Pink, best-selling author of "Drive.

This book achieves two things at the same time: it says something no one has ever said before, and it makes real sense.

-- Howard Marks, founder of Oaktree Capital Management

It's full of insights. It should be in everyone's hands.

-- James Clear, author of Atomic Habits

Few personal finance books include movie plans as much as this one.

-- Bloomberg

One of the best and most original financial books in recent years.

-- The Wall Street Journal

Hauser is one of the rare writers who can convey complex concepts in gripping, easy-to-understand prose.

-- Annie Duke, author of Thinking in Bets