内容简介
从现金的结束到加密货币的崛起，金融创新将如何改变世界经济。
当前，金融世界正处于一个颠覆性变革时代的黎明，这将影响到公司、银行家、政府，甚至是我们所有人。货币的转变将会重写普通人的生活方式，而允许我们随时随地进行银行和金融交易的智能手机，似乎也只是快速变化的金融格局的一小部分特征。
在书中，作者预见驱使实物现金结束的不是手机或信用卡，而是在加密货币出现后，需要开发更稳定的数字货币的中央银行。同时探讨了随着像脸书和亚马逊这样的公司加入，加密货币本身将会发生什么不可预测的变化。这些创新与变化如同滚雪球般正在重塑金融领域，彻底地改变我们的投资、贸易、保险和管理。此外，书中还探讨了“纸币何时会消失”“金融变革的利弊”“全球金融一体化”等话题。
书中展示了这些变化将如何重新定义货币的概念，如何将其传统功能分解为账户单位、交换媒介和价值存储等形式。可以说《金钱的未来》是一部清晰、有远见的作品，它展示了如何最大限度地发挥事物作用，防止最坏的事情发生。
作者简介
埃斯瓦尔•S.普拉萨德（Eswar S.Prasad），全球货币研究权威人士，康奈尔大学教授，布鲁金斯学会高级研究员，美国国家经济研究局研究员。曾接受中国人民银行、北京大学国家发展研究院、中国社会科学院邀请，出席国际会议或论坛并发表演讲。活跃于美联储、国际货币基金组织（IMF）、世界银行、美国国家经济研究局等权威机构，为政策制定者贡献决策。文章常见于《美国经济评论》《美国经济期刊》《经济学人》《金融时报》《纽约时报》《新闻周刊》《华尔街日报》《华盛顿邮报》等主流媒体，著有《赢得货币战争》《即将爆发的货币战争》等作品。
Content introduction
From the end of cash to the rise of cryptocurrencies, how financial innovation will transform the world economy.
The financial world is at the dawn of an era of disruptive change that will affect companies, bankers, governments, and even all of us. The shift in money will rewrite the way ordinary people live, and smartphones, which allow us to conduct banking and financial transactions anytime and anywhere, seem to be only a small feature of a rapidly changing financial landscape.
In the book, the author foresees the end of physical cash being driven not by mobile phones or credit cards, but by central banks that will need to develop more stable digital currencies after the advent of cryptocurrencies. It also explores what unpredictable changes will happen to cryptocurrencies themselves as companies like Facebook and Amazon join in. These innovations and changes are snowballing the world of finance, revolutionizing how we invest, trade, insure, and manage. In addition, the book also discusses "when will paper money disappear", "the pros and cons of financial change", "global financial integration" and other topics.
It shows how these changes will redefine the concept of money, breaking down its traditional functions into units of account, medium of exchange, and store of value. The Future of Money is a clear, visionary work that shows how to make the most of things and prevent the worst from happening.
About the author
Eswar S.Prasad is a global authority on monetary studies, a professor at Cornell University, a senior fellow at the Brookings Institution, and a fellow at the National Bureau of Economic Research. He has been invited by the People's Bank of China, the National School of Development of Peking University, and the Chinese Academy of Social Sciences to attend and deliver speeches at international conferences or forums. Active in the Federal Reserve, the International Monetary Fund (IMF), the World Bank, the US National Bureau of Economic Research and other authoritative institutions, contributing to policy makers. His articles are frequently published in mainstream media such as the American Economic Review, the American Economic Journal, The Economist, the Financial Times, The New York Times, Newsweek, The Wall Street Journal, and The Washington Post, and his works include Winning the Currency War and the Coming Currency War.
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