作品简介
一本安全又安心的理财方法书。
想理财，但只想稳赚不亏，不知从何开始？已跟风入手的股票或基金，如何走出“市场赚钱，我不赚钱”的窘境？保险上了很多，关键时刻保额到底够不够？
专业个人理财投顾团队手把手教你梳理个人财务情况，使用“四笔钱”理财框架，合理规划自己的每一笔资金，把适合的钱投资到适合的地方，资金的分配将决定最终收益的高低。
四笔钱，包括活钱管理、稳健理财、长期投资、保险保障。
活钱管理的钱，是指对流动性要求较大，需要随存随取的钱。
稳健理财的钱，是指6个月～3年有具体用途但无须随时动用的钱。
长期投资的钱，是指留给未来的钱，通常为3年以上不需要使用的钱。
保险保障的钱，是指在不确定的未来，为生活托底的钱。
根据自身的资金使用时限需求，将四笔钱分散投资于现金产品、债券、基金、股票、保险等不同资产类别中。不仅解决了短钱长投、长钱短投的“拿不住”问题，还为每一笔新增收入都找到了明确的“买什么”方向。
这本书将助你建立起对理财的全面认知，使你的工资、奖金、自由职业收入等每一笔钱都为你的财富升值而工作，在波动中安享收益，在时间的加持下迈向富有。
且慢基金投资研究所，以“改变中国人买基金不赚钱”为初心，多年来致力于普及科学有效的投资方法，陪伴广大投资者以不焦虑的心态面对市场波动。在多年投教实践中，为广大投资者提供有温度、有深度的科普文章、音频、视频、直播等内容，帮助投资者可以从容应对各种市场环境，安放财富，静待花开。
Introduction of works
A safe and secure money management book.
Want to finance, but just want to make a steady profit, do not know where to start? Have followed the trend of the stock or fund, how to get out of the "market to make money, I do not make money" dilemma? There's a lot of insurance. Is it enough at the critical moment?
The professional personal finance investment team will teach you to sort out your personal financial situation by hand, use the "four money" financial framework, rationally plan each of your funds, invest the appropriate money in the appropriate place, and the allocation of funds will determine the final income.
Four types of money, including cash management, sound financial management, long-term investment, insurance protection.
The money managed by living money refers to the money that requires greater liquidity and needs to be deposited and withdrawn at the same time.
Prudent money refers to money that has specific purposes for 6 months to 3 years but does not need to be used at any time.
Long-term invested money is money set aside for the future, usually money that is not needed for more than three years.
The money covered by insurance is the money that will support your life in an uncertain future.
According to their own capital use time needs, the four money diversified investment in cash products, bonds, funds, stocks, insurance and other different asset classes. Not only solved the problem of "can't hold" short money long investment, long money short investment, but also found a clear "what to buy" direction for each new income.
This book will help you build a comprehensive understanding of financial management, so that your salary, bonus, freelance income, and every other money to work for your wealth appreciation, enjoy the benefits of fluctuations, and over time to achieve wealth.
Slow Fund Investment Research Institute, with the original intention of "changing the Chinese people to buy funds do not make money", has been committed to popularizing scientific and effective investment methods for many years, accompanying the majority of investors to face market fluctuations without anxiety. In the practice of investment and education for many years, it provides the majority of investors with temperature and depth of popular science articles, audio, video, live broadcast and other content, helping investors to calmly cope with various market environments, place wealth, and wait for flowers.
热门标签
书单推荐