《有钱，能买到快乐吗》作品简介
仔细想一想，我们也许并不知道是什么能让自己感到幸福。买新款手机、买漂亮包包、买顶配汽车、买大房子，这些东西一旦得到，消费的快感、兴奋的情绪很快就会消散，而为了购买这些东西，我们不得不把宝贵的生命消耗在可以赚钱但并不热爱的工作中。
世上没有一夜暴富的方法，但有造富秘诀。《华尔街日报》资深财经作家克莱门茨，以逾20年实践经验结合心理学视角，为你揭示造富五大要点，重塑金钱脑。从开始赚钱到退休，财务管理应是每个人的终身课题。与他人攀比会不幸，长距离通勤会不幸，过多透支明天会不幸；但购买人生体验，尽早为退休做准备，使用“4%法则”理财，打造分散化投资组合会保障我们一生幸福。
会挣钱不如会花钱，我们要活用“金钱”这一工具，做出更聪明的决策，从每一分钱中挤出真正的快乐！
[美]乔纳森·克莱门茨（JonathanClements）
知名金融作家，美国独立财富管理公司创意规划（CreativePlanning）的投资委员会和顾问委员会成员。曾任花旗集团美国财富管理部理财教育总监。
担任《华尔街日报》个人理财专栏作家逾20年，已出版《高薪水比不上会理财》《财务幸福简明指南》等8本个人理财书。
"Money, Can you buy happiness?
If you think about it, we may not know what makes us happy. Buy a new mobile phone, buy a beautiful bag, buy a top car, buy a big house, once these things get, the pleasure of consumption, the excitement will soon dissipate, and in order to buy these things, we have to spend our precious lives in a job that can make money but do not love.
There is no way to get rich overnight, but there is a recipe. Clements, a senior financial writer at the Wall Street Journal, combines more than 20 years of practical experience with a psychological perspective to reveal five key points for you to build wealth and reshape your money brain. Financial management should be a lifelong topic for everyone from the time they start earning money to retirement. It's unlucky to keep up with the Joneses, unlucky to commute long distances, and unlucky to overspend tomorrow. But buying life experiences, preparing for retirement early, using the 4% rule, and building a diversified portfolio will guarantee a lifetime of happiness.
It is better to spend money than to earn money. We should make full use of the tool of "money" to make smarter decisions and squeeze out real happiness from every penny!
[American] JonathanClements
He is a well-known financial writer and member of the investment committee and advisory board of CreativePlanning, an independent wealth management firm. Formerly Director of financial education at Citigroup Wealth Management USA.
He has been a personal finance columnist for the Wall Street Journal for more than 20 years and has published eight personal finance books, including "Better Money Than a Better Salary" and "A Brief Guide to Financial Happiness."
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